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Village Banking System

A simple, trusted platform for savings groups across Zambia. Manage contributions, loans, meetings, and mobile money payouts — all in one place.

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Savings Cycles
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Group Loans
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Mobile Money
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Meeting Records

How it works

Three simple steps to get your group running

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1
Create an Account

Register and complete your profile. Your group admin will add you to your savings group.

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2
Join or Start a Group

Join an existing group with an invite code, or create a new one and invite your community.

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3
Save, Borrow & Grow

Attend meetings, make contributions, apply for loans, and receive payouts via mobile money.

Everything your group needs

Built for savings groups in Zambia

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Savings Cycles

Track every contribution across weekly or monthly cycles. All records are transparent to every member.

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Loan Management

Apply for loans based on your savings. Flat interest, clear repayment schedules, one loan at a time.

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MTN & Airtel MoMo

Receive cycle payouts directly to your MTN or Airtel Money wallet. No cash handling needed.

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Meeting Records

Schedule meetings, record attendance, share purchases, loan repayments, and fines in real time.

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Reports & Audit

Treasurers and admins get full financial reports and an immutable audit log of every action.

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USSD Access

Members without smartphones can check balances, loan status, and apply via USSD on any phone.

Ready to get started?

Join your group today and take control of your savings.

Have an invite code? Join a group directly →

🏦 Village Banking System

Empowering savings groups across Zambia